Risk Sr Analyst - Compliance & Financial Risks

Risk Sr Analyst - Compliance & Financial Risks (Pagonxt)

Country: Spain

WHAT YOU WILL BE DOING

PagoNxt is a new company wholly owned by Santander that incorporates our most disruptive payments & trade businesses into a single, autonomous company, creating one of the largest private fintech companies in the world. This new company will deliver payment & trade solutions for merchants and consumers with compelling technology to become a leading global payments provider in the medium term.

In order to achieve these goal, PagoNxt is organized in three different business:

• Merchant Solutions, for merchants and acquirers.
• Trade Solutions, for corporates and SMEs.
• Consumer Solutions, digital products and services for individuals.

This role will be part of our PagoNxt Merchant Solutions team and will be responsible for building a global, open merchant payment platform and consolidate Santander as an acquiring world leader.

Santander is proud of being an organization where there are equal opportunities regardless of gender identity, culture and disability. Our mission is to contribute to help more people and business prosper.

WHAT YOU WILL BE DOING

As a Risk&Compliance Senior Analyst, you will supervise the risks inherent to the services offered to acquirers and merchants and the compliance with internal and external regulation.

We need someone like you to help us in different fronts:

• Risk analysis for new products, services and business units.
• Financial risks oversight, including credit risk
• Definition and deployment of target operating models to assure compliance requirements in our subsidiaries
• Identification and assessment of our business risks
• Analysis and identification of controls in business processes to mitigate operational and compliance risk.
• Monitoring and support in local units in the implementation of the risk and compliance model.
• Monitoring of regulatory compliance
• Fraud evolution monitoring

WHAT WE ARE LOOKING FOR

EXPERIENCE

• +5 years of experience in non-financial risks control and/or financial risks, risks assessment methodologies, regulatory compliance
• Desired experience in payment methods, card operations, acquiring business.

EDUCATION

Required

• Bachelor’s degree in Business Administration and Management, Computer Engineering, Telecommunications, Physics, Mathematics or Law Desired
• MBA is a plus.

SKILLS & KNOWLEDGE

• Knowledge of non-financial risk management methodologies.
• Credit risk
• Knowledge of payment methods, acquiring activity, card operations and PSD2.
• English: High level.

Idiomas :

• Spanish