Senior Legal Product Counsel (international expansion for regulated products)

  • Barcelona
  • Sequra
About seQuraWe provide innovative, flexible and easy-to-use payment technologies that help merchants acquire, convert and retain more customers. Our unique risk scoring capabilities allow us to give access to credit to many shoppers that otherwise would be left out, providing the highest acceptance rates for flexible payments in the market. We make a difference in sales performance by tailoring our solutions to different sectors, to address their unique context and needs and deliver superior results.We also empower shoppers who seek value, convenience, and flexibility in their shopping, with new payment experiences that allow them to save, access interest-free credit, or pay in small, comfortable installments of up to 24 months.Born in Barcelona, seQura is a privately-owned fintech in the scaleup phase. Present in southern Europe and Latin America, we are growing above 50% CAGR and approaching 100 Million in Annual Recurring Revenue. Over 5000 businesses, almost 2 million shoppers, and 300+ employees continue to rate us as one of the most loved and trusted fintechs out there, with an NPS of 87%, a Trustpilot rating of 4.7/5, and a Glassdoor rating of 4.7/5.About the role We are looking for a Senior Legal Product Counsel experienced in banking and payment regulation, with a keen interest in digital and product-related issues. If you are a dynamic, detail-oriented, and hands-on lawyer, and want to be part of a growing fintech and challenging experience, this is your place.What challenges you'll be solving Provide legal and regulatory support to credit and payment products businesses in SeQura’s international expansion.Negotiate commercial and outsourcing agreements with banking partners and third-party payment services providers.Advise business units on the international expansion of SeQura’s business, designing the best strategy in terms of obtaining financial licenses.Monitor payments and lending industry and related proposed legal and policy developments in Spain, the EU and other jurisdictions, and advise SeQura on new and changing regulatory requirements, offering extensive support to other teams in fulfilling our obligations.Assist with advocacy in areas of regulatory reform, including drafting responses to requests for comment on proposals that may affect SeQura businesses, with input from the relevant stakeholders.Act as key legal adviser for new initiatives led by business and product teams working on payment related initiatives, participating in the design and commercial launch of new products and services in light of the applicable EU and Spanish consumer and payment services regulations.Review and update the operational and commercial processes of the company from a legal perspective, aligning processes, helping stakeholders to drive decisions, and reducing complexity.Contribute to ongoing innovation projects.Coordinate external legal counsels, including local law firms in each jurisdiction in which seQura has business relationships.Cultivate strong working relationships with key regulators and partner with the business to achieve desired regulatory outcomesWhat we offer We have a strong and sustainable foundation, where we provide a secure and reliable workplace. You have the freedom and trust to make the best contribution possible.One of our most valued strengths by our employees is our fellowship and supportive culture, which fosters a sense of belonging by working closely with our values. With us, you will have challenging projects to work on and push your skills and knowledge.In addition, we are very proud of the unique office we have, which offers a comfortable and inspiring environment to work in with everything you need.23 vacation days + 2 days of free disposal per year.Professional development that includes access to a language learning platform with courses available for 24 languages, including both group and private classes.Flexible compensation plan for transportation, restaurants, and kindergarten with Cobee.Health insurance discounts with Sanitas and DKV.Urban mobility by using your own bike with Kleta.Moreover, we offer a Wellness Program that embraces a holistic approach by covering 6 areas (occupational, physical, financial, emotional, social, environmental consciousness). Each area will include a variety of activities, and you'll be able to choose from 34 different activities that best meet your needs to configure a plan that best works for you.What you’ll need ‍ A law degree in any EU jurisdiction. +7 years of experience in payments or BNPL products as an in-house lawyer in the international expansion of a scale-up in the payments or BNPL industry. Excellent Spanish and English verbal and written communication skills.Strong advocacy skills, and the ability to succinctly explain complex matters to audiences with varying degrees of background information.In-depth understanding of online payments, BNPL products, and the legal framework applicable to financial services in general and payment service providers. Experience in outsourcing arrangements for payment institutions. Experience in consumer protection and privacy regulation are a plus.Very strong negotiation and legal drafting skills. Results-driven and good understanding of context, and commercially astute.Motivated self-starter with the ability to manage a project to completion and proactively anticipate issues or problems that may arise.Good business judgment, entrepreneurial spirit, innovative and customer-oriented.Team player and consensus builder with great people skills who can be trusted across departments.Strong problem-solving, and decision-maker with analytical skills.High attention to detail with the ability to remain focused on the big picture.Thrive in a constantly changing environment.We kindly ask that you submit your CV in English, as it is the official language of our community.We promote equal opportunity to all, regardless of age, color, gender identity, medical condition, physical or mental disability, race, religion, sexual orientation, or any other characteristic. We have an inclusive environment, and respect is above all.Do you want to be part of the change? Join us!